October 19, 2017

It’s easy to be prepared

What documents should you have handy when you start emailing and calling about homes you see on-line, in the newspaper, etc? Being prepared means to know where to quickly access clear, un-coffee-stained copies of your most recent pay stub, your most recent W2, and the most recent bank statement … [Read more...]

Home buying process

Today's post is going to be a brief summary of what to expect when applying for a loan.  The idea is to break it down so that the process doesn't seem so daunting. It's really not that difficult. If you are working with a good mortgage professional, someone with fantastic attention to detail and … [Read more...]

The 20% Down Myth

"How much money do I need for a down payment to buy a house?"  I usually answer that question by asking two questions of my own. (Don't you just hate it when we do that?) First, "How much do you have saved right now?" Second, "What is a comfortable payment for you?" (Notice I didn't ask, … [Read more...]

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